A lot of people don’t really know what P2P lending is. Or how it works. Many people assume it’s individual people lending to each other. Or it’s some kind of microfinance. P2P lending is becoming an increasingly sophisticated B2B financial tool. Providing essential bridging funds to fill key, short-term gaps for SME suppliers in larger supply chains. And in ASEAN it’s increasingly impacting every sector of the economy. What is it and how does it work? Milena Naitoh from Validus Capital explains more.